Carmina Bayombong

Carmina is the CEO and Founder of InvestEd.ph, a pioneering platform providing education loans and resources to 30 million Filipino Gen Zs. Under her leadership, InvestEd has raised $6 million in funding and developed the Philippines’ most accurate AI for Gen Z borrowers, achieving the highest repayment rates in the region. The company’s AI has also enabled white-label education financing, talent recruitment, and Gen Z product placements for employers and financial institutions. A global leader in youth lending, Carmina conducted the world’s most comprehensive study in the field and throughout her career has raised over $10 million for impact-driven ventures in developing markets. She has trained 10,000+ young individuals across Southeast Asia on topics such as entrepreneurship and financial literacy. 

Recognized for her impact, she is a Forbes 30 Under 30 honoree, an Obama Asia Pacific Leader, a Women of the Future awardee, and a two-time Cartier Women’s Initiative CEO awardee. The Philippine government also named her an Outstanding Woman in the Nation’s Service.